How To Get An Offer

General Guidelines

The following list represents the general qualifications for the successful processing of a loan offer request.

• You and/or co-qualifier must be at least 18 years of age
• Minimum income:
  • For Purchase, Private Party and Lease Buyout loan types, $21,600 Gross Yearly Income
  • For Refinance loan type, $18,000 Gross Yearly Income
• Lives in a state where we are currently doing business, (we are in 48 states, not in Alaska or Hawaii)
• Minimum Vehicle Requirements:
  • 125,000 maximum mileage
  • 10 years old or newer
• Minimum Loan Amount
  • For Purchase, Private Party and Lease Buyout loan types, $8,000
  • For Refinance loan type, $5,000
• Credit scores of 600 or greater
• Applicant has not submitted a loan offer form in the past 31 days for the same loan type
• Customers intent when submitting the loan offer form was to finance a new or used vehicle or refinance an existing vehicle

Note: These guidelines are Horizon Digital Finance, LLC's general qualifying guidelines and not those of participating Lenders or Credit Providers. These guidelines are subject to change without notice at any time. You can still submit a request for offers even if you do not meet one or all of the above guidelines. Meeting these guidelines does not guarantee approval or acceptance of a loan or financing product offered through Horizon Digital Finance or presented by participating lenders. If you do not meet all or part of the above guidelines and submit a request for offers the ability for us to match your profile to a participating Lender or Credit Provider is greatly reduced, we may not be able to identify a lender to forward and review your request for an offer.

Last Updated: 07/16/2023