HOW THE PROCESS WORKS

HDF does not make extensions of credit to consumers. HDF works with a select group of lenders, such as banks, credit unions, and finance companies (the “Lenders”) that offer loans and other types of financing to consumers (the “Financing”). HDF collects certain information from each consumer through this web site (the “Web Site”) to pre-qualify such consumers with one or more Lenders. If HDF cannot pre-qualify you at all, HDF will let you know through the Web Site. If HDF can match you with one or more Lenders, we will also let you know through the Web Site, and let those Lenders know as well. This does not mean that you are approved for credit by any of those Lenders. Those Lenders will then process your application on their own and return a credit decision to you through the Web Site.

HDF also makes certain information about you available to other third parties so that they may be able to assist you in purchasing an auto and financing or refinancing from other lenders or auto dealers (the “Credit Source”).

HDF does not endorse or recommend the products or potential offers of any particular Lender or Credit Source. You should rely on your own judgment in deciding which available credit offer, product, terms and Lender, will best suit your needs and financial means.

The Lender and each Credit Source is solely responsible for its services to you, and you agree that HDF shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that we, the Lenders and any Credit Source may keep your information and any other information provided directly by you or obtained from a third party. You agree to notify any particular Lender or Credit Source directly if you no longer want to receive their communications and/or emails.

Cost and or Fees: HDF does not charge you a fee for the services that we provide. HDF does receive a marketing fee and in certain cases lead fees as compensation from the Lenders and/or Credit Sources and/or providers for the goods and services provided by HDF, and such compensation varies by product.

Last updated 01/10/2018